USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA loans and grants for very low-income homeowners in eligible rural areas near Paterson to repair, improve, or modernize homes. Grants up to $10,000 available for homeowners 62+ to remove health and safety hazards.

Grant amount for senior homeowners removing health and safety hazards

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners
  • Repairs health and safety hazards
  • Rural areas near Paterson may qualify

How to Apply

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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