Find grants, rebates, forgivable loans, and free programs for Peabody, MA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Peabody, MA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 16 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to income-qualified homeowners for comprehensive rehabilitation of owner-occupied single-famil...
Provides grants to income-qualified Peabody homeowners to remove lead paint hazards from homes built before 1978, with p...
Provides grants to Peabody homeowners age 65 and older for critical home repairs and accessibility modifications that al...
Free comprehensive home energy assessment identifying opportunities to save energy and money. Includes instant installat...
Rebates for homeowners installing qualifying air-source or ground-source heat pumps for heating and cooling. Rebates inc...
Rebates covering 75% of insulation and air sealing costs for income-qualified homeowners (up to 100% for moderate-income...
Zero-interest loans up to $70,000 for Massachusetts homeowners to install solar photovoltaic systems and/or battery stor...
The Solar Massachusetts Renewable Target (SMART) program provides monthly incentive payments based on solar energy produ...
Federally-funded weatherization services at no cost to income-eligible households (at or below 60% state median income)....
Zero-interest loans for comprehensive energy efficiency improvements including heating system upgrades, insulation, air ...
Provides funding and technical assistance for home modifications to improve accessibility for persons with disabilities....
Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repa...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible...
Grants for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities...
Federally-funded HOME program provides deferred-payment loans for comprehensive housing rehabilitation for income-qualif...
Massachusetts provides various property tax exemptions for qualifying residents including seniors (age 70+), veterans, b...
Allows homeowners age 65+ to defer payment of property taxes on their primary residence. The Commonwealth pays the city ...
Refundable state income tax credit for seniors age 65+ whose property tax or rent exceeds 10% of their total income. Cre...
Low-interest loans for homeowners to repair or replace failing septic systems to meet Title 5 requirements. Interest rat...
Rebates for high-efficiency water heaters including heat pump water heaters ($750-$800), on-demand tankless units ($350-...
Rebates for ENERGY STAR certified appliances including clothes washers ($75-$125), dryers ($75-$400 for heat pump), refr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Peabody, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Peabody, 14 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.