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PHFA ACCESS Home Modification Program

Pennsylvania Housing Finance Agency

open state

About This Program

Deferred payment loan with no interest and no monthly payments for homebuyers with disabilities who need accessibility modifications. Can be combined with a PHFA first mortgage for the home purchase.

Deferred payment, no interest, no monthly payment; repaid at sale or refinance

Key Details

  • 0% interest deferred payment loan
  • No monthly payments required
  • For homebuyers with disabilities needing modifications
  • Must be combined with PHFA first mortgage
  • Repaid when home is sold or refinanced

How to Apply

Deadline: Ongoing

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