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SLC HOME Program – Owner-Occupied Rehab

Salt Lake City Housing Stability Division (HUD HOME funds)

Active – SLC FY2025-2026 HOME allocation: ~$1.6 million State/City Rehabilitation Loan

About This Program

Salt Lake City's HOME Investment Partnership Program funds owner-occupied rehabilitation through the Housing Stability Division, with $1.6 million allocated for FY2025-2026. HOME funds are used to rehabilitate homes for low- to moderate-income owner-occupants, addressing code compliance, health and safety, and structural deficiencies. Assistance is typically a deferred forgivable loan with an affordability period.

0% deferred forgivable loan; forgiven after affordability period (5–15 years). HOME per-unit subsidy limits apply. SLC FY2025-2026 HOME allocation: $1,645,258.

Key Details

  • Must own and occupy home within Salt Lake City limits
  • Income at or below 80% AMI (~$98,160 family of 4)
  • 0% deferred forgivable loan; forgiven after affordability period
  • FY2025-2026 HOME allocation: $1,645,258
  • Housing Stability Division: 801-535-7712 | HousingStability@slc.gov

How to Apply

Deadline: Rolling

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