FEMA Hazard Mitigation Grant Program (HMGP)

About This Program

FEMA's HMGP provides post-disaster funding to reduce future disaster losses. San Diego homeowners in wildfire- or flood-prone areas may be eligible after a presidentially declared disaster for projects such as home hardening, defensible space improvements, floodproofing, elevation, or acquisition. Homeowners cannot apply directly — contact San Diego County Office of Emergency Services to ask about active HMGP cycles.

Must be in presidentially declared disaster area; local government applies on homeowner's behalf; 75/25 cost share; homeowner contribution may count toward local share; no income requirement

Key Details

• Available after presidentially declared disasters in San Diego area
• Covers wildfire hardening, floodproofing, elevation, relocation
• No direct homeowner application — local government applies on your behalf
• 75% federal / 25% local cost share
• Contact San Diego County OES or call FEMA at 1-800-621-3362

How to Apply

Deadline: Rolling — triggered by active HMGP cycle in San Diego County post-declaration