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USDA Section 504 Home Repair Grant

USDA Rural Development

available federal

About This Program

USDA Section 504 provides grants of up to $10,000 to very-low-income homeowners aged 62 or older in eligible rural areas to remove health and safety hazards from their home. The grant does not need to be repaid unless the property is sold within 3 years. If a household qualifies for both the loan and grant, they can receive up to $50,000 combined.

Must be age 62+; income at or below 50% AMI; eligible rural area of San Diego County; cannot repay repair loan; property must be owner-occupied

Key Details

  • Grant — no repayment required if you remain in the home 3+ years
  • Must be age 62 or older; income at or below 50% AMI
  • Eligible rural San Diego County areas only
  • Covers health and safety hazard removal
  • Can be combined with Section 504 loan for up to $50,000 total

How to Apply

Deadline: Rolling — subject to annual USDA funding allocations

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