FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration (FHA) / HUD

Active Home Repair

About This Program

The FHA 203(k) program allows SF homebuyers and homeowners to finance renovation costs into a single FHA mortgage. The Limited 203(k) covers up to $35,000 in non-structural improvements; the Standard 203(k) covers extensive structural rehabilitation. This is a loan product requiring monthly payments, not a grant.

Loan product, monthly mortgage payments required

Key Details

  • Roll renovation costs into a single FHA mortgage
  • Limited 203(k): up to $35,000 for non-structural improvements
  • Standard 203(k): full rehab including structural work
  • 3.5% minimum down payment; 580+ credit score typically required
  • Contact HUD-approved FHA lender to apply

How to Apply

Visit Official Program Page Track this program

800-569-4287

Deadline: Rolling

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