SF Mayor's Office of Housing and Community Development (MOHCD)
MOHCD's HELP program provides up to $50,000 as a no-interest 30-year deferred loan for San Francisco homeowners facing emergency financial hardship. Eligible uses include past-due mortgage payments, HOA fees, and special assessments. Instead of interest, borrowers pay an equitable share of any appreciation when the loan is repaid. Income must be at or below 120% of AMI.
No interest, but equitable share of appreciation paid at repayment; 30-year deferred
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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