PACE Financing (Property Assessed Clean Energy)

About This Program

PACE financing allows SF homeowners to finance energy and water efficiency improvements with no upfront cost, repaid through the property tax bill over 5–25 years. Available for solar, HVAC, heat pumps, roofing, and water conservation upgrades. Note: PACE financing in California is regulated by AB 1284 with consumer disclosures required.

Repaid via property tax; no credit check but equity required; interest rates vary

Key Details

• No upfront cost for solar, HVAC, roofing, and energy upgrades
• Repaid through property tax bill over 5–25 years
• No income or credit requirement — equity-based
• Regulated by AB 1284; consumer disclosures required
• Compare SF-area PACE providers at energy.gov

How to Apply

Deadline: Rolling