Schenectady HOME Investment Partnerships Program

City of Schenectady / HUD HOME Funds

Available Home Repair

About This Program

Federal HOME funds administered by the City of Schenectady to rehabilitate owner-occupied housing for low-income households. Provides forgivable loans for substantial rehabilitation to bring homes up to code and address structural deficiencies.

Forgivable loan over 5-15 year affordability period depending on amount

Key Details

  • Forgivable loan up to $25,000 for rehabilitation
  • Income at or below 80% AMI
  • Must be owner-occupied in Schenectady
  • Covers substantial structural repairs and code issues
  • Affordability period 5-15 years based on amount

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 382-5147

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Deadline: Rolling applications while funds available

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