FEMA Hazard Mitigation Grant Program (HMGP)

About This Program

FEMA's Hazard Mitigation Grant Program provides funding through state and local governments to retrofit homes against future disasters, including seismic retrofits, flood elevation, wind-resistance improvements, and home acquisitions for relocation. Homeowners cannot apply directly; they must work through their local government or jurisdiction which applies on their behalf. Funding becomes available following a Presidentially declared disaster in Washington. FEMA covers 75% of costs and local agencies match 25%.

Individual homeowner project costs vary widely; a seismic soft-story retrofit typically runs $5,000-$15,000, with FEMA covering 75%.

Key Details

• Covers seismic retrofits, flood elevation, and disaster-resistant improvements
• FEMA pays 75% of eligible costs; local government matches 25%
• Homeowners cannot apply directly, must go through local government
• Funding triggered only after Presidential Disaster Declaration
• WA State contact: mil.wa.gov/hazard-mitigation-grants

How to Apply

Deadline: Following a Presidential Disaster Declaration