FEMA Hazard Mitigation Grant Program (HMGP)

About This Program

FEMA's Hazard Mitigation Grant Program provides funding through state and local governments to retrofit homes against future disasters — including seismic retrofits, flood elevation, wind-resistance improvements, and home acquisitions for relocation. Homeowners cannot apply directly; they must work through their local government or jurisdiction which applies on their behalf. Funding becomes available following a Presidentially declared disaster in Washington. FEMA covers 75% of costs and local agencies match 25%.

Individual homeowner project costs vary widely; a seismic soft-story retrofit typically runs $5,000–$15,000, with FEMA covering 75%.

Key Details

• Covers seismic retrofits, flood elevation, and disaster-resistant improvements
• FEMA pays 75% of eligible costs; local government matches 25%
• Homeowners cannot apply directly — must go through local government
• Funding triggered only after Presidential Disaster Declaration
• WA State contact: mil.wa.gov/hazard-mitigation-grants

How to Apply

Deadline: Following a Presidential Disaster Declaration