Seattle Office of Housing
The Seattle Office of Housing provides 0% interest deferred-payment loans to income-qualified homeowners (below 80% AMI) for critical health, safety, and structural repairs. Loan amounts range from $3,000 to $24,000, with some borrowers qualifying for fully deferred repayment until sale or title transfer. Priority repairs include roof replacement, electrical upgrades, plumbing, furnace replacement, accessibility modifications, and hazardous materials abatement.
Based on a typical roof or heating system repair at program midpoint; actual loan amount depends on scope of work and credit review.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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