King County Housing Repair — Deferred Payment Loan

About This Program

King County's Housing Repair Program offers 0% interest deferred-payment loans up to $34,000 for low-income homeowners outside Seattle city limits (excluding Bellevue, Federal Way, Kent, and Auburn) for major health and safety repairs. Covered repairs include roof replacement, new septic systems, plumbing and electrical upgrades, and structural issues. Repayment is due when the home is sold, title is transferred, or it is no longer the primary residence.

Average loan is estimated at $20,000–$34,000 for major system repairs; actual amount depends on repair scope.

Key Details

• 0% interest, repaid only when home is sold or transferred
• Up to $34,000 for major health and safety repairs
• Serves King County OUTSIDE Seattle, Bellevue, Federal Way, Kent, Auburn
• Covers roofs, septic, plumbing, electrical, structural issues
• Call 206-263-9095 Mon–Fri 8am–3pm to apply

How to Apply

Deadline: Rolling