USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans and grants to very-low-income homeowners in eligible rural areas near South Bend to repair, improve, or modernize homes. Seniors age 62+ may qualify for grants up to $10,000 for accessibility and safety modifications. Loans available up to $40,000 at 1% interest.

Grant for seniors 62+, loan for others; amount based on need and income

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • For eligible rural areas near South Bend
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(574) 282-9331

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Deadline: Rolling applications

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