Home Improvement Grants in South Bend.
Browse cataloged grants, rebates, loans, and other assistance records for South Bend, IN. Verify each program's current rules, service area, and status.
The South Bend, IN directory shows 22 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 13 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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South Bend Owner-Occupied Rehabilitation Program
Provides major home rehabilitation assistance for low-income owner-occupied households in South Bend. Forgivable loan co...
South Bend Emergency Home Repair Grant
Provides emergency grants for immediate health and safety hazards in owner-occupied homes. Covers critical repairs inclu...
South Bend Accessibility Modification Program
Provides home modifications to improve accessibility for elderly or disabled homeowners in South Bend. Covers wheelchair...
South Bend Lead Hazard Reduction Program
Provides free lead hazard reduction services for pre-1978 homes in South Bend with children under age 6. Services includ...
South Bend Sewer Lateral Repair Program
Assists South Bend homeowners with repair or replacement of private sewer laterals from home to city main. Forgivable lo...
NIPSCO Energy Efficiency Rebate Program
NIPSCO offers rebates for energy-efficient upgrades including high-efficiency furnaces, water heaters, programmable ther...
Indiana Community Action Association Weatherization
Federal Weatherization Assistance Program (WAP) administered through Community Action of St. Joseph County. Provides fre...
IHCDA Septic System Repair Program
Low-interest loan program for repair or replacement of failing septic systems in Indiana. Available to low-income homeow...
USDA Section 504 Home Repair Program
USDA provides loans and grants to very-low-income homeowners in eligible rural areas near South Bend to repair, improve,...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Eligible disabi...
South Bend HOME Investment Partnership
Federal HOME funds provide rehabilitation assistance for low-income homeowners in South Bend. Covers major systems repai...
South Bend Senior Home Repair Program
Grant program specifically for senior homeowners age 62 and older in South Bend. Covers minor home repairs and modificat...
Federal Residential Solar Tax Credit (ITC)
The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...
Indiana Homestead Standard Deduction
Indiana homestead standard deduction reduces property taxes for owner-occupied primary residences. Provides a deduction ...
Indiana Over-65 Property Tax Deduction
Additional property tax deduction for Indiana homeowners age 65 or older. Provides up to $14,000 additional deduction be... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
Indiana Disabled Veteran Property Tax Deduction
Property tax deduction for Indiana veterans with service-connected disabilities. Deduction amount varies by disability r...
NIPSCO Water Heater Rebate
Rebate for installation of ENERGY STAR certified natural gas water heaters with energy factor of 0.67 or higher. Availab...
NIPSCO High-Efficiency Furnace Rebate
Rebate for installation of high-efficiency natural gas furnaces with AFUE rating of 95% or higher. Available to NIPSCO c...
Indiana LIHEAP Energy Assistance
Low Income Home Energy Assistance Program (LIHEAP) helps eligible South Bend households pay heating costs during winter ...
Indiana Historic Preservation Tax Credit
State tax credit for qualified rehabilitation of contributing historic properties in listed historic districts. South Be... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
St. Joseph County Flood Mitigation Assistance
FEMA Flood Mitigation Assistance for properties with repetitive flood losses in St. Joseph County. Funds elevation, relo...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in South Bend
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