Federal (HUD/FHA)
Finance home purchase + renovation in one FHA-insured loan. Limited 203(k) covers up to $75,000 non-structural repairs (cosmetic, HVAC, roof, appliances). Standard 203(k) for major structural work. Available from FHA-approved lenders in St. Louis. HUD allows layering with CDBG down payment assistance.
Purchase + renovate in one loan
Deadline: Year-round through FHA lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs