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FHA 203(k) Rehab Mortgage

Federal (HUD/FHA)

available federal

About This Program

Finance home purchase + renovation in one FHA-insured loan. Limited 203(k) covers up to $75,000 non-structural repairs (cosmetic, HVAC, roof, appliances). Standard 203(k) for major structural work. Available from FHA-approved lenders in St. Louis. HUD allows layering with CDBG down payment assistance.

Purchase + renovate in one loan

Key Details

  • Limited 203k: up to $75,000 non-structural
  • Standard 203k: major structural — no cap
  • Available from FHA-approved lenders in St. Louis
  • Can layer with CDBG down payment assistance

How to Apply

Visit Official Program Page

Deadline: Year-round through FHA lenders

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