Federal (HUD/FHA)
HUD-insured home improvement loan up to $25,000. No equity required. Unsecured up to $7,500 (signature only). For habitable improvements, not luxury. Works as gap-filler when grants don't cover everything. Available through participating FHA-approved lenders.
No equity required, signature loan up to $7,500
Deadline: Year-round through FHA lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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