Federal Housing Administration / Local Lenders
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs in a single loan. Ideal for buying fixer-upper homes in Utica's pre-war housing stock. Minimum credit score and down payment requirements apply.
Loan amount based on after-improved value of home
A grant-savvy contractor in Utica, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing through participating lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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