USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low income homeowners in eligible rural areas near Utica to repair or improve homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. May combine loan and grant.

Grant portion for seniors covers up to $10,000 of repairs

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area
  • Can combine loan and grant

How to Apply

A grant-savvy contractor in Utica, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Utica, NY

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