Virginia Beach Flood Mitigation Assistance Program

About This Program

Virginia Beach administers FEMA Flood Mitigation Assistance (FMA) and Hazard Mitigation Grant Program (HMGP) funds to help eligible homeowners elevate, flood-proof, or mitigate repetitive flood losses. Properties must be insured through the National Flood Insurance Program (NFIP) and typically have experienced repetitive flood losses. Homeowners cannot apply directly to FEMA – the City submits applications on their behalf. FEMA covers 75% of eligible costs.

Home elevation typically costs $50,000–$150,000; FEMA covers 75% of eligible costs

Key Details

• FEMA funds home elevation, flood-proofing, and acquisition
• Property must be NFIP-insured with history of repetitive flooding
• FEMA covers 75% of eligible project costs
• Homeowners apply through City – not directly to FEMA
• Contact OEM at floodmitigation@vbgov.com or 757-385-5416

How to Apply

Deadline: Rolling – contact floodmitigation@vbgov.com; homeowners apply through City not directly to FEMA