Home Improvement Grants in Waco.
Browse cataloged grants, rebates, loans, and other assistance records for Waco, TX. Verify each program's current rules, service area, and status.
The Waco, TX directory shows 28 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 16 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
Waco Habitat Critical Home Repair Program
Waco Habitat's Critical Home Repair Program addresses health and safety hazards, accessibility needs, and weatherization...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
City of Waco Owner-Occupied Rehabilitation Program
Provides forgivable loans up to $30,000 for major home repairs for owner-occupied homes in Waco city limits with income ...
City of Waco Emergency Home Repair Grant
Provides emergency home repairs for owner-occupied households in Waco with income at or below 50% AMI. Covers repairs th...
Waco ADA Home Accessibility Modifications
Provides grants for accessibility modifications to owner-occupied homes in Waco for residents with disabilities or senio...
Texas Weatherization Assistance Program (Waco)
Federally-funded weatherization program administered by TDHCA that provides free energy efficiency improvements to eligi...
Texas Gas Service Energy Efficiency Rebates
Texas Gas Service offers rebates for qualifying high-efficiency natural gas equipment including furnaces, water heaters,...
Oncor AC/Heat Pump Efficiency Rebate
Oncor offers rebates for qualifying high-efficiency air conditioning systems and heat pumps installed in Waco. Rebate am...
Oncor Insulation and Air Sealing Rebate
Oncor provides rebates for attic insulation and air sealing improvements that meet program requirements. Includes pre-im...
Oncor Smart Thermostat Program
Instant rebate on qualifying smart thermostats purchased through participating retailers. Eligible thermostats include N...
USDA Section 504 Home Repair Loan (McLennan County)
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas of McLennan County to repair, im...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities to modify an existing home or a family member's home for ...
Texas Solar Rights and Incentives
Texas solar property tax exemption and Oncor's distributed generation interconnection program allow homeowners to instal...
McLennan County Senior Home Repair Program
Provides minor home repairs and modifications for low-income seniors (60+) in McLennan County to help them age in place ...
Texas HOME Investment Partnerships Program
Federal HOME funds administered by TDHCA provide rehabilitation assistance to low-income homeowners in Texas. Funds may ...
Texas Lead-Based Paint Hazard Reduction Program
State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6...
Waco Water/Sewer Lateral Repair Assistance
Financial assistance for repair or replacement of private water or sewer laterals from the property line to the home. Av...
Waco Historic Preservation Tax Exemption
Property tax exemption for owners of designated historic properties in Waco who complete approved rehabilitation project...
Texas Homestead Property Tax Exemption
State-mandated homestead exemption removes $100,000 from school district taxable value for all owner-occupied primary re...
Texas Senior/Disabled Property Tax Ceiling
Texas state law freezes school district property taxes at the amount paid in the year you turn 65 or become disabled. Ta...
Texas Disabled Veteran Property Tax Exemption
Texas disabled veterans receive property tax exemptions ranging from partial to 100% based on VA disability rating. Vete...
Texas General Land Office Disaster Recovery
Texas GLO administers federal CDBG-DR funds following presidentially-declared disasters. Programs include home repair, r...
McLennan County Hazard Mitigation Grant Program
FEMA Hazard Mitigation Grant Program provides funding for projects that reduce risk from future disasters. Typical proje...
City of Waco Water Conservation Rebates
Rebates for water-efficient fixtures and appliances including high-efficiency toilets, smart irrigation controllers, rai...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Waco
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.