USDA Section 504 Home Repair Loan (McLennan County)

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas of McLennan County to repair, improve, or modernize their homes. Seniors may also qualify for grants up to $10,000 for accessibility and safety hazards.

1% fixed-rate loan for home repairs in eligible rural areas

Key Details

  • Up to $40,000 loan at 1% fixed interest
  • Grants up to $10,000 for seniors (62+)
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area of McLennan County
  • 20-year repayment term

How to Apply

Deadline: Ongoing, subject to funding availability

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