USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Wilmington to repair, improve, or modernize homes. Seniors 62+ may qualify for grant funds to remove health and safety hazards.

Combination of 1% loan plus grant for seniors; typical package $20,000-$30,000

Key Details

  • Low-interest loan up to $40,000 (1% interest)
  • Grant up to $10,000 for seniors 62+ to remove hazards
  • Very-low-income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Contact USDA Dover office for eligibility

How to Apply

Visit Official Program Page Track this program

(302) 697-4300

Deadline: Rolling applications through USDA field office

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Wilmington, DE Are You a Contractor? Get Listed

Find More Programs in Wilmington, DE

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs