FHA 203(k) Rehabilitation Mortgage

U.S. Department of Housing and Urban Development (HUD) / FHA

Open Home Repair

About This Program

Combines a home purchase or refinance loan with renovation financing into a single FHA-insured mortgage. Standard 203(k) covers major structural repairs over $75,000; Limited 203(k) covers up to $75,000 in non-structural repairs. Atlanta area loan limit is $718,750. Minimum 3.5% down payment required. Requires a HUD-approved 203(k) consultant for standard loans.

Loan, repayment required. Rolls purchase price + renovation costs into one monthly payment.

Key Details

  • Combines home purchase/refi + renovation into one FHA loan
  • Standard 203(k): major structural work ($75,000+); requires HUD consultant
  • Limited 203(k): up to $75,000 in non-structural improvements
  • Atlanta area FHA loan limit: $718,750
  • Minimum 3.5% down payment; available through FHA-approved lenders

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing through FHA-approved lenders

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