Invest Atlanta — ATL HomeNow

About This Program

Provides up to $20,000 in assistance to eligible homebuyers purchasing within the City of Atlanta, usable for down payment, closing costs, or permanent interest rate reduction. Requires a 30-year fixed-rate FHA, VA, or conventional mortgage with a minimum FICO score of 620. Buyers must contribute $1,500 of their own funds at closing. Income up to 120% AMI.

Forgivable over 5 years — $0 cost if owner stays in home for full term.

Key Details

• Must purchase within City of Atlanta limits
• Income limits: 1 person $96,000 / 4 person $137,040 (120% AMI)
• Minimum FICO credit score of 620
• Buyer must contribute $1,500 of own funds at closing
• Max loan amount $325,000 | No manufactured homes

How to Apply

Deadline: Ongoing through participating lenders