Texas State Affordable Housing Corporation (TSAHC)
TSAHC's Homes for Texas Heroes provides 30-year fixed-rate mortgages with down payment assistance grants of 3-5% of the loan amount (grant, not repaid) for teachers, police and corrections officers, firefighters, EMS personnel, and veterans. The companion Home Sweet Texas program serves all other income-qualified Texas homebuyers. No first-time buyer requirement for qualifying heroes or veterans.
DPA is a grant, no repayment. Income limits vary by county; min. 620 credit score. Austin-area income limits near $80-100% AMI depending on targeted vs. non-targeted area.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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