City of Charleston Roof Replacement Program

About This Program

The City of Charleston Roof Replacement Program provides assistance to income-eligible homeowners needing a new roof. The homeowner repays half the replacement cost over 10 years at 3% interest, with payments made only during the first five years; the remaining balance is then forgiven. Applicants must have clear title with no liens or judgments on the property.

Homeowner repays 50% of cost at 3% over years 1–5; remaining 50% forgiven at year 10. Estimate based on average roof replacement cost of $12,000.

Key Details

• Covers full roof replacement cost upfront
• Homeowner repays 50% at 3% interest during years 1–5 only
• Remaining 50% balance is forgiven after year 10
• Must have clear title — no outstanding liens or judgments
• Income at or below 80% AMI required

How to Apply

Deadline: Rolling