City of Charleston Housing & Community Development
The City of Charleston offers deferred loans up to $80,000 for major structural and systems repairs on owner-occupied homes, funded through CDBG and HOME Investment Partnerships. Homeowners must contribute a minimum 20% of construction costs from private sources. Loan terms span 20-30 years and all projects are reviewed by the Redevelopment and Preservation Commission.
Loan up to $80,000 minus required 20% owner contribution. Estimate reflects city portion only.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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