Federal (HUD/FHA)
FHA-insured home improvement loans up to $25,000. No equity required. Loans up to $7,500 require only your signature (no collateral). Works as a bridge when grants don't cover everything. Critical for Detroit where median home value ($78K) means traditional home equity loans are hard to get. Covers any legitimate home improvement. Work with an FHA-approved lender.
No equity required, signature loan up to $7,500
Deadline: Year-round through FHA-approved lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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