FHA Title 1 Home Improvement Loan

About This Program

FHA-insured home improvement loans up to $25,000. No equity required. Loans up to $7,500 require only your signature (no collateral). Works as a bridge when grants don't cover everything. Critical for Detroit where median home value ($78K) means traditional home equity loans are hard to get. Covers any legitimate home improvement. Work with an FHA-approved lender.

No equity required — signature loan up to $7,500

Key Details

• Up to $25,000 — no equity required
• Signature-only (no collateral) up to $7,500
• Works when grants don't cover everything
• Critical in Detroit where home values are low
• Work with any FHA-approved lender

How to Apply

Deadline: Year-round through FHA-approved lenders