Florida PACE Financing (Property Assessed Clean Energy)

About This Program

PACE (Property Assessed Clean Energy) financing allows Miami-Dade homeowners to fund energy efficiency, renewable energy, water conservation, and storm protection improvements with no money down, repaid through an annual assessment on their property tax bill over 15–20 years. No credit check is required but property taxes must be current. Interest rates typically average 6–8%. Miami-Dade has agreements with four PACE administrators: Renew Financial (RenewPACE), FRED, Florida PACE Funding Agency, and Clean Energy Corridor.

This is financing, not a grant. Repaid through property tax bill. Average rate 6–8%. Ygrene (Clean Energy Corridor) suspended new Florida funding in late 2025 — verify current providers before applying.

Key Details

• 100% no-down-payment financing repaid through property tax assessment
• No credit check required — only current property tax payments matter
• Repayment over 15–20 years at typically 6–8% interest
• Covers impact windows, roofing, HVAC, solar, and flood resiliency
• Miami-Dade providers: RenewPACE, FRED, FPFA (verify Ygrene status)

How to Apply

Deadline: Rolling