MDHA HVAC Replacement Program

About This Program

MDHA's HVAC Replacement Program provides 0% interest deferred loans for heating and air conditioning system replacement in owner-occupied Davidson County homes. The program targets systems that have failed or pose health and safety risks, ensuring low-to-moderate income homeowners have functional climate control. Applications are accepted through the Neighborly Portal during open periods.

Deferred loan at 0% interest; forgiven after 5 years for owners 62+.

Key Details

• Full HVAC system replacement for failed or unsafe units
• 0% interest deferred loan — no payments until sale
• Forgiven after 5 years for homeowners age 62+
• Must be Davidson County homeowner at ≤80% AMI
• Apply via Neighborly Portal at nashville-mdha.org

How to Apply

Deadline: Rolling / waitlist