Arizona Home Plus Down Payment Assistance Program

Arizona Industrial Development Authority (AzIDA)

Active Home Repair

About This Program

Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyers using FHA, VA, USDA, or Conventional loans. Income limit is $146,503 or below (gross annual income). Available in all Arizona counties, cities, and zip codes; funding never exhausted. Paired with a 30-year fixed-rate first mortgage from a participating lender.

DPA is a grant or forgivable second mortgage depending on loan type and lender. No repayment for the grant option if you remain in the home per program terms.

Key Details

  • Down payment assistance, 3% to 5% of first mortgage amount
  • Available statewide; all Arizona counties and zip codes
  • Income limit ≤ $146,503 gross annual household income
  • Works with FHA, VA, USDA, and Conventional loans
  • No sunset date; funding never exhausted

How to Apply

Visit Official Program Page Track this program

Deadline: No sunset date, ongoing

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