Arizona Home Plus Down Payment Assistance Program

About This Program

Arizona Home Plus provides down payment assistance of 3% to 5% of the first mortgage loan amount statewide for homebuyers using FHA, VA, USDA, or Conventional loans. Income limit is $146,503 or below (gross annual income). Available in all Arizona counties, cities, and zip codes; funding never exhausted. Paired with a 30-year fixed-rate first mortgage from a participating lender.

DPA is a grant or forgivable second mortgage depending on loan type and lender. No repayment for the grant option if you remain in the home per program terms.

Key Details

• Down payment assistance — 3% to 5% of first mortgage amount
• Available statewide; all Arizona counties and zip codes
• Income limit ≤ $146,503 gross annual household income
• Works with FHA, VA, USDA, and Conventional loans
• No sunset date; funding never exhausted

How to Apply

Deadline: No sunset date — ongoing