FirstGenHomeRI, First-Generation Homebuyer Assistance
RIHousing
About This Program
The Grant Map catalogs FirstGenHomeRI, First-Generation Homebuyer Assistance in its Providence, RI research directory. Directory placement does not confirm current service coverage or eligibility; verify both with the program administrator.
FirstGenHomeRI provides $25,000 in forgivable down payment and closing cost assistance (0% interest, no payments, forgiven after 5 years) to first-generation homebuyers in targeted Rhode Island communities including most of Providence (zip code 02906 excluded). Eligible buyers must be purchasing their first home, or their parents lost a home to foreclosure/short sale and don't currently own. Must use a RIHousing first mortgage and complete homebuyer education.
$25,000 forgivable grant: 0% interest, no payments, forgiven after 5 years if owner-occupied.
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Providence, RI, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Providence Revolving Fund, Statewide Home Repair Program Up to $50,000 (1-2 units); up to $75,000 (3-4 units)
- City of Providence Code Violation Home Repair Program No-cost repairs for properties with multiple code violations
- City of Providence CDBG Housing Rehabilitation Program Deferred loans/grants; no interest; varies by scope
- Rhode Island Weatherization Assistance Program (RI WAP) Free services; DOE average ~$6,500 per unit
Key Details
- $25,000 for down payment and closing costs; 0% interest, no monthly payments
- Forgiven after 5 years if you own and live in the home
- First-generation buyer: first in family to buy, or family lost home to foreclosure
- Available in most Providence zip codes (02906 excluded)
- Requires credit score 660+, RIHousing first mortgage, and homebuyer education
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Providence.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing; apply through RIHousing-approved lender
Questions about this program?
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Frequently asked questions
What amount is listed for FirstGenHomeRI, First-Generation Homebuyer Assistance in Providence, RI?
The Grant Map record states: $25,000 for down payment and closing costs. Confirm the current amount and eligible costs with the administrator.
How do I apply for FirstGenHomeRI, First-Generation Homebuyer Assistance in Providence, RI?
Confirm the application route directly with RIHousing; use the cited source on this page as a starting point or call 401-457-1234. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Providence, RI
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs