FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

Open Home Repair

About This Program

The FHA 203(k) loan allows homebuyers and owners to finance renovation costs into a single mortgage. The Limited 203(k) covers up to $75,000 in non-structural repairs; the Standard covers major structural projects up to the county FHA loan limit. A minimum of $5,000 in eligible repairs is required. Apply through an FHA-approved lender in Salt Lake City.

Not a grant, a mortgage loan product. 3.5% minimum down payment. Standard loan requires HUD-approved consultant.

Key Details

  • Limited 203k: up to $75,000 in non-structural repair costs
  • Standard 203k: structural repairs, up to county FHA loan limit
  • Minimum $5,000 in repairs; 3.5% down payment
  • Must use FHA-approved lender and HUD consultant (Standard)
  • Not a grant, a mortgage loan product

How to Apply

Visit Official Program Page Track this program

Deadline: No program deadline

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