FEMA Increased Cost of Compliance (ICC) Coverage — NFIP

About This Program

ICC coverage is automatically included in every NFIP flood insurance policy and pays up to $30,000 to help bring a flood-damaged home into compliance with local floodplain ordinances through elevation, floodproofing, demolition, or relocation. If your San Diego home is in a Special Flood Hazard Area and declared substantially damaged, contact your flood insurance carrier to file an ICC claim. Partial advances of up to $15,000 are available once permits are in place.

Must hold active NFIP flood insurance policy; home must receive substantial damage determination from local floodplain administrator; file claim through insurance carrier

Key Details

• Built into every NFIP flood insurance policy — no extra premium
• Pays up to $30,000 to elevate, floodproof, demolish, or relocate home
• Triggered by substantial damage determination after a flood event
• File claim with your flood insurance carrier — not a separate grant application
• Partial advance of $15,000 available once permits are in hand

How to Apply

Deadline: File within 60 days of a substantial damage determination