FHA Title I Home Improvement Loan

U.S. Department of Housing & Urban Development

Open Home Repair

About This Program

FHA-insured loan for home improvements up to $25,000 for single-family homes. Loans up to $7,500 require only a signature (no property collateral). Available through HUD-approved lenders regardless of income.

Market-rate interest; up to 20-year term; $7,500 or less needs no collateral; no equity required

Key Details

  • Up to $25,000 for single-family home improvements
  • No home equity required, available for any homeowner
  • Loans $7,500 or less: signature only, no collateral
  • Up to 20-year loan term through approved lenders
  • FHA-insured, may have lower rates than conventional

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Ongoing, through approved lenders

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