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Springfield HOME Down Payment Assistance

City of Springfield Planning & Development

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About This Program

HOME-funded down payment assistance for first-time homebuyers purchasing within Springfield city limits. Approximately $1.2 million available annually in HOME funding for FY 2026-2027.

Loan amount depends on purchase price and buyer need; deferred repayment terms apply

Key Details

  • Down payment and closing cost assistance for home purchase
  • Must be first-time homebuyer in Springfield city limits
  • Income at or below 80% Area Median Income
  • Funded through HUD HOME Investment Partnerships Program
  • ~$1.2 million available annually

How to Apply

Deadline: Rolling — funded annually via HOME

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