Florida PACE Program (Property Assessed Clean Energy)

About This Program

Florida PACE allows homeowners to finance energy-efficient and hurricane-resistant improvements through a fixed assessment on their property tax bill, requiring no upfront costs and no credit score minimum. Repayment spans up to 30 years at fixed rates typically between 6–9%. Covered improvements include HVAC, roofing, solar, impact windows, doors, and insulation. Note: PACE liens are super-senior and may complicate refinancing or resale.

Financing product, not a grant. Monthly cost depends on project amount, term selected, and interest rate. No income limits.

Key Details

• 100% financing; no upfront cost or credit score requirement
• Repaid on annual property tax bill over up to 30 years
• Fixed rates typically 6–9%
• Covers HVAC, roof, solar, impact windows, insulation, and more
• No income limits; must be current on mortgage and taxes

How to Apply

Deadline: Ongoing