Florida PACE Program (Property Assessed Clean Energy)

Florida PACE Funding Agency

Active Home Repair

About This Program

Florida PACE allows homeowners to finance energy-efficient and hurricane-resistant improvements through a fixed assessment on their property tax bill, requiring no upfront costs and no credit score minimum. Repayment spans up to 30 years at fixed rates typically between 6-9%. Covered improvements include HVAC, roofing, solar, impact windows, doors, and insulation. Note: PACE liens are super-senior and may complicate refinancing or resale.

Financing product, not a grant. Monthly cost depends on project amount, term selected, and interest rate. No income limits.

Key Details

  • 100% financing; no upfront cost or credit score requirement
  • Repaid on annual property tax bill over up to 30 years
  • Fixed rates typically 6-9%
  • Covers HVAC, roof, solar, impact windows, insulation, and more
  • No income limits; must be current on mortgage and taxes

How to Apply

Deadline: Ongoing

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