FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

Open Home Repair

About This Program

The FHA 203(k) loan allows homebuyers and owners to finance renovation costs into a single mortgage. The Limited 203(k) covers up to $75,000 in repairs for non-structural work; the Standard covers major structural projects up to the county FHA loan limit. Minimum $5,000 in eligible repairs is required. FHA-approved lenders and HUD consultants (for Standard loans) must be used.

Not a grant, a mortgage product. Monthly payment based on total loan including renovations. 3.5% minimum down payment required.

Key Details

  • Limited 203k: up to $75,000 in non-structural repair costs
  • Standard 203k: structural repairs, up to county FHA loan limit
  • Minimum $5,000 in repairs required
  • 3.5% minimum down payment; standard FHA credit qualifying
  • Apply through an FHA-approved lender in Tucson

How to Apply

Visit Official Program Page Track this program

Deadline: No program deadline

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Tucson, AZ Are You a Contractor? Get Listed

Find More Programs in Tucson, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs