HUD CDBG Home Repair Programs

About This Program

HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund local home repair grant and loan programs for low-to-moderate income homeowners. Programs vary widely by city — some offer forgivable loans, some offer outright grants. Eligible repairs include roofing, plumbing, electrical, HVAC, structural work, and accessibility modifications. Apply directly to your city or county housing or community development department.

Amount and terms set by local government — contact your city or county housing department

Key Details

• Federal funds allocated annually to cities, counties, and states for local use
• Covers roofing, plumbing, electrical, HVAC, structural, and accessibility repairs
• Low-to-moderate income homeowners (typically below 80% AMI) are eligible
• Programs vary widely — some are grants, some are forgivable loans
• Apply through your city or county Community Development or Housing Department

How to Apply

Deadline: Rolling — varies by city; contact your local Community Development office