Invest Atlanta — Vine City Renaissance Initiative (VCRI)

About This Program

Provides up to $20,000 toward down payment and/or closing costs (fully forgiven after 5 years) to homebuyers purchasing in the Vine City neighborhood of Atlanta. Requires a 30-year fixed-rate FHA, VA, or conventional mortgage, completion of a renovation education class, and a $1,000 program fee. Income limits reach up to $172,760 for large households.

Forgivable over 5 years — $0 cost if owner remains in Vine City home for full term.

Key Details

• Must purchase in the Vine City neighborhood of Atlanta
• Income limits: 1 person $112,000 / 5 person $172,760
• $1,000 program fee required
• Renovation education class completion required
• Commit to 5+ year residency; fully forgiven after 5 years

How to Apply

Deadline: Ongoing — check availability with Invest Atlanta