Boston Senior Home Repair Loan

About This Program

The Senior Home Repair Loan provides Boston homeowners aged 62 and older with a 0% interest deferred loan of up to $12,000, primarily targeted at replacing aging or failed heating systems. Applicants must be owner-occupants of 1–4 family homes in Boston with household income at or below 80% AMI. No repayment is required while the homeowner remains in the property.

0% interest deferred loan. Income limit: 80% AMI. Must be age 62+ owner-occupant.

Key Details

• 0% interest deferred loan — no repayment while you stay in the home
• Covers heating system replacement and essential home repairs
• Must be age 62 or older and own/occupy a 1–4 family home in Boston
• Income limit: at or below 80% Area Median Income
• Apply through Boston Home Center at 617-635-4663

How to Apply

Deadline: Rolling — funds subject to availability