U.S. Department of Housing and Urban Development (HUD)
FHA Title I loans provide HUD-insured financing through approved private lenders for permanent home improvements. Loans up to $7,500 are unsecured (signature only); larger loans up to $25,000 are secured by a lien on the property. Title I loans can be used by renters with landlord's permission for interior improvements. No minimum equity requirement, making it accessible for homeowners with little equity.
Loan product, not a grant. Competitive fixed rates; good option when equity is insufficient for a home equity loan.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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