TSAHC Homes for Texas Heroes Program

Texas State Affordable Housing Corporation (TSAHC)

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About This Program

TSAHC's Homes for Texas Heroes provides 3–5% down payment grants (true grants — no repayment required) paired with 30-year fixed-rate mortgages to eligible Texas heroes including teachers, firefighters, EMS, police, correctional officers, and veterans. Available to both first-time and repeat homebuyers. The grant can also be structured as a deferred forgivable second lien forgiven after 3 years.

5% grant on $300,000 loan = $15,000 that never needs to be repaid.

Key Details

  • Teachers, firefighters, EMS, police, corrections officers, veterans qualify
  • Both first-time and repeat homebuyers eligible
  • 3–5% true grant (no repayment required)
  • Minimum 620 credit score required
  • Income limits apply; take TSAHC's eligibility quiz at tsahc.org

How to Apply

Deadline: Contact program

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