Florida PACE — Property Assessed Clean Energy Financing

About This Program

PACE (Property Assessed Clean Energy) financing provides 100% upfront financing for energy efficiency, renewable energy, water conservation, and storm protection improvements repaid through a special property tax assessment over 5–25 years. No minimum credit score is required — eligibility is based primarily on home equity. Note: Jacksonville City Council has raised consumer protection concerns about PACE lenders, and Ygrene has suspended Florida operations; verify lender status before applying.

Not a grant — a financing product repaid via property taxes. Carefully review terms, interest rates, and lien position before signing.

Key Details

• 100% financing with no money down — repaid via property taxes
• No minimum credit score; eligibility based on home equity
• Terms up to 25 years for residential properties
• Covers HVAC, solar, roofing, windows, impact doors, insulation
• Caution: Jacksonville City Council has raised concerns about PACE lender practices

How to Apply

Deadline: Rolling — no application deadline