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My Safe Florida Home — Wind Mitigation Grant

Florida Department of Financial Services

available state

About This Program

The My Safe Florida Home program provides free wind mitigation inspections and matching grants up to $10,000 for approved home hardening upgrades. The state pays $2 for every $1 the homeowner spends on eligible improvements including secondary water resistance barriers, roof-to-wall attachment upgrades, roof deck attachment, and opening protection such as impact windows, doors, and hurricane shutters. Homes must be single-family detached built before January 1, 2008 with insured value of $700,000 or less.

Step 1: Apply for free inspection; Step 2: After receiving inspection report, apply for grant. Homes built after Jan 1, 2008 are not eligible.

Key Details

  • Free wind mitigation inspection — first step before grant application
  • State pays $2 for every $1 homeowner spends on upgrades
  • Maximum $10,000 grant; $280M available in FY 2025-2026
  • Home must be built before Jan 1, 2008 with insured value ≤ $700,000
  • Eligible: impact windows/doors, hurricane shutters, roof hardening

How to Apply

Deadline: Funding first-come, first-served — $280M allocated for FY 2025-2026; apply at mysafeflhome.com

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