Florida SHIP — Jacksonville Homeowner Rehabilitation

About This Program

Florida's State Housing Initiatives Partnership (SHIP) program distributes funds to local governments for homeowner repair and rehabilitation. In Jacksonville, SHIP funds support the Limited Repair Program and down-payment assistance programs. A minimum of 65% of SHIP funds must be used for homeownership activities, with priority given to emergency repairs, new construction, and rehabilitation for very-low and low-income households.

Funds flow through City programs; contact Jacksonville HCDD to confirm which programs are currently accepting SHIP-funded applications

Key Details

• State formula grant passed through to Jacksonville for homeowner repair
• Income at or below 80% of Duval County AMI
• Covers rehabilitation, emergency repair, and code compliance
• Access through City of Jacksonville Housing Services programs
• Call Florida Housing Finance Corporation at 850-488-4197 for program info

How to Apply

Deadline: Rolling — subject to annual SHIP allocation from Florida Housing Finance Corporation