CalHFA MyHome Assistance Program

California Housing Finance Agency (CalHFA)

Available Home Repair

About This Program

The CalHFA MyHome Assistance Program provides a deferred-payment junior loan for down payment or closing cost assistance of up to 3.5% of the purchase price for first-time homebuyers using a CalHFA first mortgage. The loan is due upon sale, refinance, or payoff of the first mortgage. Income limits apply and vary by county; in San Diego, the limit is set relative to San Diego Area Median Income.

Must be first-time homebuyer; must use a CalHFA first mortgage product; income limits apply (see CalHFA AMI limits for San Diego); loan deferred until sale/refinance; complete homebuyer education

Key Details

  • Down payment/closing cost help: up to 3.5% of home purchase price
  • Deferred junior loan, no payments until sale, refinance, or payoff
  • Must use CalHFA first mortgage; first-time buyer only
  • Income limits apply, check San Diego AMI limits at calhfa.ca.gov
  • Complete homebuyer education course before applying

How to Apply

Visit Official Program Page Track this program

1-877-922-5432

Deadline: Rolling, must be used with CalHFA first mortgage

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