City of Chula Vista First-Time Homebuyer Assistance Program

About This Program

The City of Chula Vista, administered by SDHC, provides first-time homebuyers with a deferred loan of up to 22% of the purchase price (maximum $120,000) at 3% simple interest for households below 80% AMI. The maximum purchase price is $807,500. No payments are required until the home is sold, refinanced, or no longer the primary residence. Must complete homebuyer education.

Income below 80% AMI; Chula Vista properties only; first-time buyer; max purchase price $807,500; minimum 2% down payment; complete homebuyer education

Key Details

• Funds currently available in Chula Vista
• Income below 80% AMI; max purchase price $807,500
• Deferred loan up to $120,000 — no payments until sale/move-out
• Minimum 2% down payment required
• Apply through SDHC: (619) 578-7788

How to Apply

Deadline: Rolling — funds currently available