San Diego County First-Time Homebuyer, Moderate Income (80-120% AMI)

San Diego County / San Diego Housing Commission (SDHC)

Available Home Repair

About This Program

San Diego County's Moderate-Income First-Time Homebuyer Program, administered by SDHC, provides deferred loans of up to 17% of the home's purchase price at 3% simple interest for households earning 80-120% AMI. Serves unincorporated County areas and 12 participating cities. Minimum 3% down payment required. Loan is due upon sale, refinance, or cessation of owner-occupancy.

Income 80-120% AMI; first-time buyer in County jurisdiction; minimum 3% down payment; complete homebuyer education

Key Details

  • Funds currently available
  • Income 80-120% AMI; minimum 3% down payment
  • Deferred, no payments until sale, refinance, or move-out
  • Covers unincorporated County and 12 participating cities
  • Apply through SDHC at (619) 578-7788

How to Apply

Visit Official Program Page Track this program

(619) 578-7788

Deadline: Rolling, funds available

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